You can unsubscribe at any time. reference number: 786446). It later changed its name to Zurich Transport and Accident Insurance Limited, and then to Zurich General Accident and Liability Insurance Limited in 1894.In 1912, Zurich gained licences to start business in the US and 10 years later it entered the UK general insurance market. 12 min Read Published: 13 May 2020. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. If you die or get a terminal illness and aren’t expected to live longer than 12 months Every year we help over 2 million people but that's not enough. Offers additional protection for broken bones, dislocations and damaged ligaments. Data Protection ICO registration number: finder.com is a financial comparison and information service, not a bank or Or it can make sure your family is covered while your children grow up.You can buy it as a standalone policy or add Zurich’s critical illness cover, which will offer financial support should you suffer from a serious illness or injury.Zurich also offers income protection insurance, which will plug the gap in your income if you can’t work due to injury or illness.While this might seem similar to critical illness cover, there are some differences.One main one is that it might not protect the same injuries and illnesses. Below we explain how you can also qualify for up to £100 cashback if you take out a life insurance policy.Before buying life insurance, it’s a good idea to speak with an independent life insurance specialist such as LifeSearch, as they will be able to access quotes from all major insurance companies and ensure you are choosing the right policy.Independent specialists can advise on a range of topics, including:Do you need financial advice? Yes – only pays out in full once A comprehensive list of life insurance companies in the UK.Find out about Phoenix Life in our life insurance review.There are over 25 million insurance protection policies in place - but who has cover and who doesn't?Read our guide to find out how terminal illness benefit on a life insurance policy could help your loved ones and offer some financial security. Zurich promises to plant a tree for every policy it sells. Well this guide will help you decide whether Zurich is the provider for you and your family.Zurich Insurance Group is one of the biggest global insurers, with around 55,000 employees in more than 170 countries worldwide.In 2018 it paid out 96% of its life insurance claims in the UK and, as a company, aspires to be the leading provider of financial services in the UK by offering high quality customer service.Zurich has a few types of “term life insurance” deals, which will pay out a lump sum if you die, or are diagnosed with a terminal illness and only have 12 months to live.That is if you die during your agreed term of cover, which could be as little as a year or as long as 50 years.With all of its products, you’ll have to choose between level, increasing or decreasing cover.By paying extra you can get critical illness cover as an add-on policy too, which could offer your family a vital safety-net if you can’t work due to ill health.Other optional extras include cover for broken bones or ligament damage, which will potentially pay out thousands of pounds for an injury. According to independent financial research firm Defaqto, Zurich offers good service, warranting 3 stars. The company became Zurich Financial Services in 1998 after combining with the financial arm of BAT Industries.In 2018, the Finance & Technology Research Centre awarded Zurich a gold medal for its Life Protection and Critical Illness Select products, silver for its mortgage protection products, and a bronze medal for its Critical Illness cover.Below is an overview of the types of cover you can choose from with Zurich life insurance, as well as additional benefits and the company’s claims history.The table below shows the key facts and features for Zurich’s life insurance policy:The table below shows the key facts and features for Zurich’s critical illness policy:The tables below give you an idea of how much £250,000 of level term life insurance could cost you each month with Zurich over a 20-year term.