The bank's all-time high share price was $96.69 in March 2015.Macquarie says CBA could be forced to cut its dividend. "Bell Potter analyst TS Lim, who has a "hold" on CBA, said the bank's share price deserved a premium because of its leadership over rivals in technology. Interest Rate Securities; Managed Funds; Ready to open an account? The Reserve Bank is widely expected to cut cash rates again at next Tuesday's board meeting.CBA is slashing fixed rates as competition for borrowers heats up.“It’s odds on the RBA will cut rates,” said Richard Holden, professor of economics at the University of NSW.The RBA cut rates in both June and July by 25 basis points to a record low 1 per cent.Professor Holden said the RBA was also likely to flag some “unconventional monetary policy”, which is expected to include buying long-term bonds across the yield curve.CBA is cutting owner occupier and investor rates from one to five years from 10 to 90 basis points, with the longer terms being cut the highest.Owner-occupier principal and interest one and four-year rates have been lopped by 60 basis points to a highly competitive 3.29 and 3.49 per cent respectively.Owner-occupier interest-only loans have been cut by 10 to 90 basis points, taking the five-year rate to 3.99 per cent, which is more than 20 basis points below the average lending rate.Investment principal and interest loans are down by 50 to 75 basis points, with the four-year rate of 3.64 per cent more than 70 basis points lower than the average.Investment interest-only loans have been cut by 20 to 90 basis points. Alex Druce The biggest cut in this category reduces the four-year rate to 3.99 per cent, which is more than 40 basis points below the average.The bank's decision to cut fixed-term rates is also a result of lower long-term funding costs.A CBA spokesman said it regularly reviews rates to ensure they are competitive “while maintaining prudent lending standards”.Professor Holden’s comments about cash rate cuts and other monetary actions echo recent statements by Westpac, which expects a 25 basis cut next week followed by another 25 in February, is also stepping up efforts to attract borrowers with the second reduction of its loan serviceability requirement from 5.75 per cent to 5.35 per cent a year.Westpac and subsidiaries, Bank of Melbourne, BankSA and St George, are also targeting super-prime borrowers with a $2000 refinance cash back for every property that is refinanced with minimum borrowing of $250,000.Other lenders, including Suncorp, are offering reduced valuation fees, and a $2000 cash bonus for all new property and refinance borrowers seeking loans of more than $250,000.Follow the topics, people and companies that matter to you.Victoria is set for a fresh wave of construction in large-scale wind and solar projects after the state government announced the start of a process to test interest in building another 600 megawatts of new capacity.Scientists have presented no economically or politically realistic options for the Coalition government to dump its gas strategy.Sezzle's US-based boss has moved to assuage investor fears about the impact of PayPal's entry into the buy now, pay later market as share prices across the sector sink heavily again.If you promise stimulus, and deliver restraint, you get failure. Investor Principal and Interest Standard Variable Rate home loans reduced by 0.19% p.a. CBA on Friday cut fixed rates for investors by between 0.25 and 0.5 percentage points across all terms, while it also cut some of its owner-occupier rates by 0.1 to 0.3 percentage points.
Security. None of the major banks have passed on the two rate cuts in full. "They've got to wrest some of that market share back from CBA - they cannot let that happen," he said.Mr Johnson said CBA shares had risen because of a wider run-up in share prices, and he thought the bank had become "ridiculously expensive." A spokesman said the bank sought to deliver competitive products for its customers, "while maintaining our prudent lending standards. The Commonwealth Bank is cutting fixed interest rates in an attempt to sustain its strong momentum in the crucial mortgage market after a dominant performance in home lending this week helped drive its share price to near five-year highs.As banks look to capitalise on rising property prices, CBA on Friday took the knife to its fixed rates, with the biggest cuts of 0.5 percentage points aimed at property investors.The cuts, which were predicted to spark a response from rivals, come as CBA has been blitzing its key competitors in the home loan market, which was a key driver of the bank's better-than-expected $4.5 billion half-year profit this week.Investor optimism towards CBA on Friday pushed its share price to a near five-year high above $90, but many analysts are sceptical it is over-valued, with Jefferies' Brian Johnson on Friday calling the stock "ridiculously expensive".CBA on Friday cut fixed rates for investors by between 0.25 and 0.5 percentage points across all terms, while it also cut some of its owner-occupier rates by 0.1 to 0.3 percentage points.